How much data and battery does the app use? Do I have to turn on the app every time I get in my car? How does the app know if I'm driving? How can I see how I'm doing in the program? Why don't all of my trips appear? What happens if my trip type is incorrect?
What happens if I pause the app? I am a Progressive customer, but not a Snapshot customer. Can I sign up for the mobile app? Can I try Snapshot again after I'm done? I drive a company car, delivery truck, police car, etc. Will the mobile app collect those trips? When do I get my Snapshot plug-in device? How do I know the device is working?
What if my device stops working? Why does my device beep when I drive? When do I return the device? What if I lose the device? Two ways to quote. Tons of ways to save. Enter ZIP Code. Bundle discount! What would you like to insure? Bundle Vehicle Property Personal See all. Classic Car. Golf Cart. Mexico Auto. Home Security. Home Warranty. Mobile Home.
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Some drivers claim they get great discounts, and some say the program is too sensitive and it actually cost them more money after using it. But note that you can cancel the program at any time and Progressive will stop using any driving information you shared with them previously. Currently, Progressive offers the program in every state except for California and North Carolina.
But be sure to contact Progressive directly to ensure availability, as it will probably change since this is a new program. You simply install the device and it tracks your driving habits for a month, with no obligation. If you like the discount afforded, you get six months to decide if you want to switch. Progressive even encourages drivers to determine who is the best in the house, presumably so you will drive as safely as possible to ensure their rates are the lowest available.
Of course, you have to wonder if the Snapshot device will lead to unnatural driving patterns, at least initially. This could rope in new drivers, who after becoming used to the presence of the device will go back to their wild ways.
Still, it looks as if Progressive is a trailblazer and is reshaping how car insurance will be determined going forward. This just in — Progressive has released a mobile app version of Snapshot for iPhones, which is free of charge.
Now, instead of having to commit to installing the Snapshot device in your vehicle, you can preview how Progressive views your driving habits, and also see how you stack up against others, such as friends and family. The Snapshot app tracks and maps your driving performance then spits out a driving score based on hard braking, rapid acceleration, and the amount of driving you do. You can earn badges, score points, dissect your driving data, and share your Progressive Snapshot discount results with family and friends.
Compare quotes today to make sure you are getting the best car insurance rates. Enter your ZIP now to see if you can get a better rate than what Snapshot offers you.
Skip to content. Auto Home Health Life Business. Progressive Snapshot Discount Review The Progressive Snapshot Discount is a usage-based program that tracks your driving habits and can save policyholders up to 30 percent off their premiums. City drivers especially need to be aware of this aspect of Progressive's monitoring. It looks at behaviors like acceleration, if you follow the posted speed limit, and more.
Keep in mind, Progressive is looking for habits as opposed to one-off situations when identifying safe drivers. Progressive has determined certain times of the day are riskier to drive than others.
So, if your work hours require you to commute during high-risk hours, you'll likely be penalized by Progressive Snapshot.
Night-time trips every so often won't have as significant of an impact. Driving between midnight and 4 a. If you're a frequent late-night driver, Progressive Snapshot probably isn't right for you. Rush-hour commutes driving between 7 a.
The more miles you drive, the more likely you are to be involved in an accident. For that reason, Progressive rewards drivers who are on the road less frequently. So if you don't drive a lot annually, Progressive Snapshot may be a perfect fit for you. You also have to consider what you reported when you first started with Progressive insurance when they asked for your mileage. If you're receiving a low mileage discount but do more actual driving than you reported, you could lose that discount.
That is one of the biggest pitfalls of insurance tracking programs. The Progressive Snapshot app can detect when you use mobile phones during a driving trip. Avoid texting, making phone calls, and using your cell phone for any other reason. This is only tracked in some states and only for those who choose to use the Snapshot mobile app rather than the plug-in device. A majority of the more than reviews written on Clearsurance as of January involving an experience with Progressive Snapshot are positive.
Many customers say they received a cheaper rate at their next policy renewal, but as Progressive warns, some did see an increase in their rates. Others saw little change to their rates and expressed frustration for feeling like the Snapshot program was a waste of time. The reviews tell us that Progressive Snapshot discounts really are based on how you drive. In essence, by enrolling in Snapshot for the duration of your policy period, you're betting on yourself that you're a great driver with great driving habits.
The good news is the app offers real-time feedback. So Snapshot drivers can identify driving behavior that might lead to higher rates and correct it. If you adopt these behaviors in your daily commute, you'll be safer and have fewer incidents in the future as well.
Before you make a decision on whether to allow Progressive to monitor your driving, it's important to think about how your driving relates to the specific aspects it monitors. For example, if you drive often and most of your driving is in the city, you're probably going to have a more difficult time seeing significant discounts than someone who has a short commute on rural backroads.
Once installed, and knowing the device was measuring my braking, it only took me about 10 minutes to get my first warning. I tried more gingerly braking that day and a few times the device beeped at me even if I approached a stop sign or intersection slowly; it was that last few feet that caught the attention of the device. But when I was more considerate about my braking, not jamming on the brake in those last few feet, there was no beep.
In the 6 months I had the device I noticed the beeping lessening. I became sensitive to it and learned to adapt my driving so as not to be punished. Still, I worried that Progressive was going to raise my rates. Since you have to create a driving history for Progressive to consider, it takes about 6 months to get your discount.
At the end of the insurance term, or about 5 months later, I got a prepaid mailing box in the mail along with a letter asking me to return the device. Once I returned it my results were validated—meaning since Progressive got it back they would calculate my savings or penalty.
And considering how the device directed my attention to being a safer driver, even better. I can start the process over again and order another Snapshot to try to lower my insurance further. Journalist, entrepreneur and mom, Scotty likes to say the automotive business found her, she didn't pursue it.
But recognizing the opportunity to give voice to powerful female consumers and create a voice to match their spending power, her mission became to empower women as car buyers and owners.
Her love of cars started when her father insisted she learn to change the oil in her MG Midget, but now it mostly plays out in the many road trips taken with her family. They just suddenly reduced grades for a bunch of people. I got hard brake taking off at a street light on icy hill in a prius. Called them, got connected with a snapshot technician who deleted whole day of my trips from the record. Snapshot told me I drive 48 miles per week in each car. I had this device for six months.
For me this is a piece of sheet. Magiority of them stopping on red traffic lights.
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